Cheap Auto Insurance Quotes Ireland: Who Is Cheapest in 2024
The search for cheap auto insurance quotes in Ireland can feel like a guessing game, with premiums shifting by age, car, and postcode. But 2024 data shows real differences between providers — An Post Insurance (Irish state-owned postal service insurance arm) posted the lowest average quotes in a recent consumer survey.
Average monthly comprehensive premium: €55–€80 ·
Cheapest provider (2024 survey): An Post Insurance ·
Biggest online discount: Up to €300 (RedClick) ·
Maximum no-claims discount: 75% (AXA) ·
Number of insurers on comparison site: 14 (Chill)
Quick snapshot
- An Post Insurance had lowest average quote in 2024 consumer survey (An Post Insurance)
- RedClick offers up to €300 online savings (RedClick (direct online insurer, successor to Liberty))
- AXA offers up to 75% no-claims discount (An Post Insurance)
- Exact market share figures for each top 5 insurer (not publicly disclosed for 2024)
- Whether SuperValu car insurance is cheaper than An Post for all profiles
- 2021: Liberty Insurance announces withdrawal from Irish market
- 2022: RedClick launches as Liberty’s direct online successor
- 2024: An Post Insurance rated cheapest in consumer survey
- Comparing quotes from at least 3 providers yields average 30% savings (bonkers.ie (Irish price-comparison site))
- Higher voluntary excess lowers premium for careful drivers (bonkers.ie (Irish price-comparison site))
A lower advertised discount does not mean a cheaper quote — insurers price each policy individually based on risk profile. The cheapest headline can hide a specific exclusion. (bonkers.ie)
| Label | Value |
|---|---|
| Cheapest insurer (2024 survey) | An Post Insurance |
| Biggest online discount | Up to €300 (RedClick) |
| Number of insurers on comparison site | 14 (Chill) |
| Average comprehensive premium | €55–€80/month |
| Maximum no-claims discount | 75% (AXA) |
